Attention homeowners: Real estate appraisal services for in Moreno Valley and Riverside County
Here are the top 7 reasons CA homeowners need McLaughlin Property Valuation Services:
Do you own a home in or near Moreno Valley? Do you need help deciding the value of your real estate?
At McLaughlin Property Valuation Services, we understand the individual needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. Being a homeowner that ordinarily doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at McLaughlin Property Valuation Services, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value report than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. McLaughlin Property Valuation Services is seasoned in helping clients just like you get rid of unwanted and unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in a region that's going down. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An expert appraisal from McLaughlin Property Valuation Services is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. McLaughlin Property Valuation Services can help you reinstate your home equity line of credit with an expert appraisal.
We Provide Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? McLaughlin Property Valuation Services can help with that too. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.